;Starting over, and not being considered for a conventional loan as a new 1099 earner; Will not get to travel for work anymore; Stable work environment with people that I enjoy working withThanks for taking the time to read/answer my 234235290 word essay :)

One point people miss on accredited investors vs non accredited and why it is based on worth is accredited investors are more apt to still be financially stable if the investment fails.

I have ignored them for some time, but any deal is a good deal at a certain price - it just means staying conservative on underwriting.What do people in barely stable/declining markets use as underwriting rules of thumb?

I assume these are off the shelf materials.

So my near term goal is to build up a stable of rentals to replace some/all of my income so to make this possible. 

Does anyone have any objective advice for myself and others for markets that are still reasonably priced, with strong cash flow and will remain stable through a market downturn.

Also, try to build a stable of private lenders. 

Also you could find a stable smaller town where there is a stocks of small multis.

Real estate values in Ottawa are very stable (due to government town, as you mentioned).

Coke is a safe stable investment pays a decent dividend - Netflix was a high flyer with amazing returns.