If you want to do the replace your mortgage / velocity banking thing, all you need to do is get a smaller 2nd position HELOC and then take a piece of it ($5-$10k) and put it on your 30 year fixed.

The colleges in NEPA are: Stroudsburg U, Kings Coll and Wilkes in Wilkes Barre, Keystone in Dalton (near Clarks Summit) and in Scranton there is Univ of Scranton, Marywood and a branch of Penn State.In regard to the Poconos there is an abundance of single family opportunities in the private communities but also HOA dues and extra due dilligence to understand each community.That is a tour of a small piece of PA.

$800 is probably pretty good in general - depending on your level of coverage which is the most important piece as rental dwelling policies can vary GREATLY

It only exists on a piece of paper.

The instincts piece typically comes from experience, which I understand is a catch 22.  

Considering this constraint, I am contemplating an alternative approach: constructing a fourplex on a suitable piece of land.With a capital investment of 25%, I am curious about the financial viability of this strategy.

Know your limits when it comes to contributions to keep the tax advantages coming.The Tax Man ComethInvesting is thrilling, but remember, Uncle Sam wants his piece.

They usually have the most extensive connections and can help you assemble the other pieces to your team. 

If the Fed does what is expected your indexed rates should start to decrease on these productsI always prefer local over Mega especially if you need financing in the future a relationship is more  valuable than shaving a couple bps @Kyle Kline

Each of these pieces of information is scattered across many diverse resources.