They CAN NOT foreclose if you stop making payments,"=================================In a subject to, as in a wrap, there is no safety for the buyer either -- he can lose his title (and equity if the foreclosure sale doesn't generate enough money) when the seller's lender forecloses, and he will be a party to the foreclosure as an interested party.Don't get me started on the appropriateness of subject to and wraps for those nearing retirement and the use of their 401(k), IRA, or pension accounts -- even if they are qualified or accredited investors.

EXP draws you in by offering a "retirement" or "offramp" option through either company stock or recruiting. 

She dedicated her life to work just to support me and did not consider saving for retirement. 

I could be wrong, but it’s a risk I’m willing to take vs putting all my investments in the stock market, hoping it stays high when I retire some day.

Generally speaking I advise people to take on less debt as they get closer to their retirement age -- it reduces risk, and provides more cashflow -- often exactly what retirees or near-retirees are looking for. 

I am currently serving on active duty in the Marine Corps, so this will be more of a side gig until I retire.

The low risk requirement eliminated lots of investment types like trading crypto, venture capital, ultra high leverage real estate deals - except for maybe a very small percentage of my investable assets.Since I’ve already accomplished tax minimization by managing to hold the majority of my assets in a retirement plan and paid the taxes to turn that plan into a Roth, number 4 is not a concern.I do invest for current income as second place to wealth preservation, and increase wealth as third place.

They might have sellers that are looking to relocate because of retirement or job relocation.3.

Note: would be using 50k to pay off my debt at closing.Plan a: Buy into a 1.2m retirement home style 18 unit property (18 doors, 5 bathrooms, commercial kitchen, etc) with $200k. 

And she will continue like this until she either sells her book  or retires... but she loves it.. and of course I certainly enjoy the fact that she is so good at this.