In the 28 years I have done commercial lending, I don't believe I have ever seen a reputable lender place a loan in default for a DSC covenant violation.

There’s a lot of debate regarding safe withdraw rates, but most reputable sources advise somewhere around 4% as a safe rate for 30 years of retirement.

The vast majority of the crime that you are referring to is confined to 2 apartment complexes on the corners of 38th and Post and 42nd Post which gives the entire area the reputation that it has.

Tyler, after Lehman you need both a 750+ FICO AND a 80+ PayDex which will require a EIN/DUNS maybe reporting vendors/suppliers or you can go directly into business credit cards if you have a good FICO and then credit lines/loans after those are reporting.

They can point you to hard money lenders that are reputable. 

If not, however, there are some pretty good private/hard money programs out there that may be able to get you started and build your reputation as an investor. 

I agree with @Alina Trigub, You may want to consider a reputable partner from the area you are looking at for the first one.

You may even find a reputable person to partner on a deal with you, and bring in funds.Beware of websites promising 100% Hard Money Loans.

Looking for a reputable Property Management Company near Garfield Heights, OH.  

First of all, I found the listing through a turnkey real estate investment company (found here on FB), and with stable and reputable property management in place and no renovations , wouldn't the "low rent" riskiness be more than mitigated by the volume of units (45/48 units) already tenanted?