It sounds like you're in a bit of a tough spot.

This has been a very tough pill to swallow.

Hey Michael - that sounds tough. 

Personally I have a degree in business economics and it initially proved useful in the running of my business.

With just an address its tough to say. 

It is a tough market all around @Chris Allen.We are in a holding pattern for our next place waiting to see where interest rates land this year.I am still poking to see what's out there, but overall, nothing nets positive at this time.

I am a lender and investor in North Jersey, more than happy to connect, rentals are tough in NJ that make sense but they are out there.

. - real wealth is tough from cash flow alone and in markets that have historical appreciation below inflation for this century the return is largely from the cash flow.  

Of course its full doc and we have to prove we are worthy of the loan.

I think they more or less are living there, but proving that is another matter, as they are claiming they live with a different relative, but their cars are often at my apartment building.