If you set up a DE series LLC and Texas requires you to register the LLCs in TX. then you may be losing any perceived benefit from the DE series.

I moved to DFW in 2005 about a year after law school and immediately purchased what I perceive as an expensive house.

I'm interested in the M2M structure but wanted some feedback on how it is perceived in the middle-class tenant market from those who have used/currently use it.Mike

They seem to think the property is worth a lot more than I perceive.

He is older, want to slow down, I am younger, want to go all in lol...He wants what he perceives as less risk and I want what I perceive to be better outcome for same amount of work/risk (its all a risk, either one in my eyes)...

The title company charges might only equate to a few hundred dollars but the perceived value is greater. 

I think that is why you perceive commercial, or basically not conforming residential loans, to be more available to you. 

I would opt for somethingHard to quantify in terms of pricePurely in the "gift zone"For example, if you give them a $50 gift card there is a very real human tendency to compare the dollar value to what you perceive the discomfort to have been worth, and most years, and ESPECIALLY this year, you don't want anyone's lizard brain doing that calculation.Something like a bottle of wine and a doggie-pampering gift basket accompanied by a note expressing something like "I am thankful for you and apologize for the inconvenience you experiences around this roofing fiasco. 

The #1 trepidation I have is the very slim odds that the bank says "give us all the money back from the HELOC that you've drawn", or less scary but still possible, close off unused credit line that I was relying on for renovations and carrying costs.From those of you knowledgeable on the matter, how much of a risk do you perceive this is?

Usually, a 50/50 split suffices those needs and is perceived as "fair" by both parties.