What programs or masterminds have you found to have the biggest impact on your real estate career? 

Landscaping, lighting, overall appearance can impact the "first impression" of future tenants. - Are their ways to add other income streams to the building such as: washer dryers, parking, storage units, etc... - Also, spend some time before/after to drive by comparable properties in the neighborhood to understand your competition and the rents they are asking. 

The shorter the prepayment term has an impact on increasing the rate.4.

How long can you sustain this before it severely impacts your finances?

The shorter the prepayment term has an impact on increasing the rate.4.

The shorter the prepayment term has an impact on increasing the rate.4.

That is how fast things are changing.The more I think about this, the more I realize how deep the impact will be on our job market.

I heard prices in Austin crashed and investors were impacted heavily, how true is this?

I have now received numerous complaints and it is impacting my rating. 

For STR, this is not really an issue, as most STR's 3x the LTR rental income.Also, curious as to why you would want to go Conventional and impact your personal DTI, vs. just going DSCR?