People are really into gardening, and there is a tourist garden-walk through this neighborhood each year. 

I ran a 100 foot garden hose to three spots in the trenches and ran water for three hours.

For me, it cost me $360 to save months of headache and untold expenses and possible liability.I wrote this to show that there is risk out there in our business and it is not always one big rose garden. 

@Joe FarukoHere is a real life example. https://www.redfin.com/NV/Las-Vegas/5217-Garden-Ln-89119/home/29866845I bought Apr'16 for $170k put $42k down financed 15 year loan at 4.125%.

@Josh Miller we are meeting at 6:30 at rosehill beer garden in cypress.

My wife works in the Bronx, and they have some nice triplexes in great areas there like Morris Park and Pelham Gardens, but they're going for anywhere from high 700s - over a million!

In orange county, the majority of multi-families are in the older areas like Santa Ana, Garden Grove etc. or the coastal cities like Newport and Huntington which are of course much more expensive.  

Maybe this place is in the Garden District and I could be way off base! 

One significant item to note is that the "Other" category will include apartments (garden, rooming house, etc.) that will have one entry as far as the count, but the property record will have multiple cards that represent the individual units.

Hi Neal,Lots of good folks on BP have  some great advice... but no one but an actual lender is going to be able to give you a solid answer that pertains to your specific situation -  Something you can count on at least.Check with Hyperion and spring garden lending - both local lenders.