I use ING Direct, which offers about 3%.

For an "instock" vinyl including & f/e channel probably around $4000.00 materials & labor.

f you are serious about the short sale keep negotiating even after the second lender says no...they may eventually say yes.That is great advice.

It is just a bit of a touchy subject since it is all going to fall on the tax payers to make up those loses.Originally posted by Jason F:...If it's a matter of risking other properties, ...Jason, he risked all those other properties by the way he bought them using a LOC he KNEW was based on unreasonable values.

Originally posted by Jason F: Honestly, is this just a personal observation or is this from a report/market indicator?

Double whammy and a big F U to honest people.

a. offering for sale,b. buying, or offering to buy,c. soliciting prospective purchases,d. managing, or offering to manage,e. leasing, or offering to lease,f. renting, or offering to rent,You may want to consult with real estate attorney for the correct verbiage to keep you legal :)Read more @ https://static1.squarespace.com/static/583f50c959cc68cd8a1385d3/t/595141f7579fb3a2d59f04b2/1498497527655/New+Penalties+for+Engaging+in+Real+Estate+without+a+License.pdf?

Just a theoretical question , I know a few have done it.As for working with my brother, so far it's been OK , unfortunately his G/F is starting to have a say in everything and it's not going as well as I had planned.On a good note, our net worth isn't doing bad at all, hopefully we can cash some of it out and buy more property.

I was thinking about going with a saving from ING.

While it can be tough to secure financing due to market conditions there IS money out there.I would suggest looking into the HUD 223(f) program for multi-family loans as the terms are fantastic.