I know Alberta is hot at the moment but it worries me as I feel as though i would be going with the flow.

This way, if someone feels rejected unfairly, you can show that your decision wasn’t based on any illegal discrimination, but on consistent standards applied to everyone.Alternatively... you could just ghost applicants but that's not always everyone's style lol 

Those things won't matter if your business crushes it. i feel like it would matter when those things add up and start tearing at ur profit If banking fees cut into your profit, your profit isn't big enough.

If you do not feel comfortable pursuing additional growth, I'd wait it out just a bit. 

Indeed, non-EU purchasers only represent a few percent of the houses bought in the country and the properties they generally buy are not affordable properties so that tax wouldn't solve anything and would bring less capital and less jobs to Spain.

I feel like it's a space where great operators can really clean up, since the bar is set really low, in my experience at least.

Even if you've taken a break and feel lost, the first step is to get to a meetup asap or just go to an Open House or view a property with your agent.

I know these lines of credit are typically variable rate and interest only but when I am buying deals with 20-25% equity that are new construction and cashflow around $500/mo with this loan option, I feel like I have hedged against those risks fairly well.

The other folks had to bring their own.  

Feel free to ask anything, anytime.Cheers!