For our primary mortgage, we are 2 years into a $600K 30 year 3.75% fixed conventional loan.Here are some pros and cons I can think of for each option:Invest as CashPros:Very liquidLess riskyNo interest on cash amount for next investmentKeep higher primary home interest expenses for tax write offCons:Sits in savings account earning 1% until reinvestedPay Down Primary Mortgage and Take Out HELOCPros:Saves $275,000 interest and reduces payoff during to 15 year on primary mortgageCons:Puts primary home at risk if future rental property investment goes badHigher and variable interest rate on HELOCBanks could close HELOC at any time removing my access to the funds for investmentMiss out on tax benefits of higher primary home interestUltimately, our goal is to have no personal debt including primary mortgage, while building a steady stream of cash flow through rental properties over time. 

I never would have predicted SE Wisconsin to be the next tech hub, but analysts have already started calling this Wisconn Valley with the impact Foxconn will have and the venture capital they are pumping into this area.

That said, I am looking for additional income streams.

That said, I am looking for additional income streams.

I set the goal for myself to open up a new stream of income every year for myself.

I DO like to carry a note back, which gives a stream of income and reduces capital gains taxes from the sale.  

In my personal opinion many people latch onto W2 income for far longer than necessary. From a viewpoint of maintaining W2 income to qualify for traditional financing I can understand it however when the ball is offici...

Other than school at night, I have a ton of free time during the days and want to design a permanent income stream and build a real estate portfolio.

I spent the last couple of years discouraged from real estate investing, but after re-reading “Rich Dad, Poor Dad” again I want to get back on the FI trail by building cash flow streams.

I was thinking this might be a way to reduce my maintenance exposure or recoup costs by creating a 2nd revenue stream with future tenants since none of the properties are large enough to justify coin operated machines.