I remember when they first started that program (when I signed up it was unlimited) I was worried I would be over but never have been.Also – I never use the account to fax from – so I do not have the .10 per page outgoing fee – I have an all-in-one machine and I just fax from it – or from the PC using free software.I am used to it – that is for sure – but for me there are advantages over a traditional fax machine – heck – I have an all-in-one so I have a fax sitting right here – but I love that it goes to my email and I can get faxes while I am on the road. 50% of the faxes I get do not have to be printed out so I save lots of paper and ink…and I like not having to scan things in – I just file with the rest of the doc’s for that project and it is all in one place.So – it is more then just routine for me – I actually really like the features that come with internet fax – I am not saying efax has or does anything special – I can select to get my fax in either .pdf or .efx (efax’s own software) and I get it in .pdf.I have even faxed things to myself to get a paper doc into .pdf (before I had software that would do it)…It does take about 5 min. for the fax to show up – some people call and say they faxed something and call to check and they don’t get why I don’t have it the second they faxed it.

It includes all the routine expenditures you make on a property.

I don't know what you mean by "conventional portfolio" lender (sounds like an oxymoron to me, as a "conventional" lender is the opposite of a "portfolio" lender), but I deal with a local portfolio lender (a local bank) and they routinely do cash-out refinances for me within 48 hours of me buying a property...So, it's untrue that you can't find a portfolio lender who will do a cash-out in less than one year...Now, that *may* be true for conventional lenders...I don't know...

They require special roofing materials and will need routine maintenance more often.

Our score dropped to 650ish, BOA cancelled/froze 4 heloc's and dropped a credit card limit from 50K to 14K (after a routine check).

The problem is, these unimportant tasks ultimately become part of your routine, and not only are you using them as time fillers, but you're prioritizing them over important tasks, as you've lost the perspective of what's really important.If you can get your brain to accept that you can accomplish just as much -- if not more -- in fewer than 40 hours, and if you can overcome the stigma society has created about having to work at least 40 hours per week, you may realize they you can achieve just as much success in far less time.

Some less so, like routine maintenance.

(Maybe I'm being naive though, and that happens routinely.)

This isn't a routine eviction for non-payment and you need good legal advice, like don't say anything.

I bought it for $70.I routinely use Lowes coupons at Home Depot.