They are OK right now, but when I opened the account 16 months ago, they had way too many restrictions.

From the city's perspective they have reasons for their restrictions and permits.

Interest rates are extremely low right now and you have very few restrictions of how you can use the money and it is simple to do.

Even doing 30+ day rentals, you are exempt from the sh0rt-term rental restrictions, if that's what exists.

Banks give preference to owner occupants and often insist on holding period restrictions.

Zoning and other restrictions are really loose here.

Once you establish your REA license, you'll find that depending on who you broker with, that brokerage may have rules that will restrict you in doing some of the things you would want to do as a REI.  

If you are buying a primary residence you don't fall into that category, so you won't have the same restrictions.  

I'm finding the hard part is more finding properties that are in a good location and also don't have restrictions on short term renters (either hoa or local regulations).I've reached out to owners with the same basic offer (increase rent, cover repairs up to a certain amount) and most people are hesitant to even discuss it, so i think it's a sheer numbers game and being ready to buy a property when one shows up that matches my criteria

This program has income and area restriction.