With the job growth at Tesla, other tech moving from CA combined with limited building opportunities I expect the rents to grow and vacancy to stay under 3%. 

Depending on the article, there is between $26B and $30B under construction, and the last job fair had over 20,000 open jobs.In ConclusionWhile nothing is guaranteed, the combination of population growth and limited land for expansion virtually assures that prices and rents will continue to increase.Thanks for reading my post.

Combining the loans isn't likely to yield any savings, and more likely would cause additional problems (commercial/business loans have more "harsh" terms than residential). 

In the rare instance where I use an agent, I tell them what I will pay a listing agent and how long the contract will be.

Tell a story about how all those experiences combined end up with a great experience as opposed to check in and check out. 

And many situations use a combination of the 3 approaches.The single family house (sfr) is real estate, since it is (presumably) permanently attached to the land, etc.

As a note investor, we rarely if ever originate loans for owner occupied, we would rather buy on secondary market at a discount. 

(by itself probably not enough but combined with other factors it could happen) Arguably you have commited bank fraud.

Do a Google search for any market, and these guys rarely rank in the top 3 spots. 

Truthfully though it’s rare that he sends me listings that are just off the MLS.