Credit non pmts I might let medical or collections if I deem the collection to be non related to housing and utilities.

Over the years, Karen and her husband have developed general offices, medical offices, multi families, office parks, office/retail condos, medical/dental clinics and a residential subdivision.

I will be finishing 4th year medical school and becoming disillusioned with medicine.

I think it's important in this business to realize that we are not doctors, secret service agents, or police.

Target people with medical problems / health issues who cannot keep their houses 29.

Interestingly, one of the lenders is a doctor.

If it is a residential property, note the proximity of the nearest fire hydrant, bus stop, light rail stop, schools, stores, medical facilities, businesses, access points to freeways, etc.

@Joelowens I am medically retired from the navy and my wife had a good job.

Doctors for example work a lot!

I agree with Sean, you need to tell your CPA, and s/he will have to work with it (and help you get it cleaned up).There are 3 people that I try to never surprise (read: hide stuff from): my attorney, my doctor, and my CPA.