Lack of understanding and a lack of financial planning for the future (and the natural decline of the housing markets) is what has led to the current level of foreclosures around the country today.The Pay Option Arm, like Ryan stated, is an adjustable rate mortgage with a variety of payment options (in most case 3).Option #1 is the full principal and interest payment (same as a 15 or 30 year fixed).Option #2 is the fully indexed Interest only payment, where you are simply paying the interest generated that month for the loan (same as an Interest only Mortgage).Option #3 is the minmal Interest payment (at a rate of around 1% to 3%).

Having flipped my first home at the ripe old age of 24 and more recently investing upwards of $10 million of my own capital in a variety of transactions; I'm not what you would consider a newbie.

I use a variety of keyword search services to fill this gap.5.

I'm in the process of learning about investing right now and developing a plan of some variety.

Aside from tenants failing to pay rent and tearing up the place, some are unreasonable about their expectations.There are a lot, and I mean A LOT of landlords that attempt to weasel and impose their personal beliefs (religious, political, morals) on tenants through a variety of means.

No.Jonathan,There are a variety of properties that can be purchased for far less than 50% down and still be able to afford the payments.

I know many, many landlords have been sued for a variety of reasons.

Having said that, yes, I have installed over a variety of other materials, always utilizing a floor leveling compound.

Let me further quantify for the OP...The typical downpayment requirement for investors in today's market is dependant on a variety of issues that you haven't disclosed.

This is a fairly unforgiving business, but with drive, knowledge, and the will to succeed, you can be very successful.While you have a variety of interests, I suggest starting with one and focusing on that area until you become comfortable.