The moral of that story is stay persistent, don’t quit, and trust but verify. 

You need to fully understand all the numbers on the property and verify they all make sense and that the numbers meet your criteria for a good investment.

How do I go about verifying her income from the VA?

@Summer Dechanukul If your agent really represented that the home was in good working condition and actually told you that you didn’t need an inspection to verify, you should report him to his broker and file a complaint with the state real estate board, maybe talk to an attorney about a civil suit for damages against the agent and broker if they misled you.

Verifying last 2 years of rental history very important!

Verify charges are fair - Cheap Carpet and pad is about $2-2.5psf installed.

Did the underwriter not verify that you had the funds to close before allowing you to close the loan? 

It is important to use both to verify the viability of STRs in an area.AirDNA can be hit or miss depending on how many rentals are in a specific area, but looking at overall listings on both AirBNB and VRBO can help add to the data points.You have to ask yourself what would bring folks to Rocklin?

He is telling me that I am still covered and that he will call the insurance company on speakerphone so that I can verify coverage.

I had no verifiable work history, some second-hand furniture, thrift store clothes, a salvaged minivan, and -$2000.