I considered Texas and was going to submit an offer but then we did more analyzing and realized it is tough.

You could check the recorder of deeds, or just hop on a call/video chat with them and discuss their process with them.You may also ask for references or past clients, or properties they've funded, or HUDs. 

This is a great highlight video.

I'd be sending copies of the video to the car rental company and insurance company, so they also have proof it was the guests' fault. 

I am not sure if this is a good idea given that I will have to close quickly.Option b) will involve submitting documentation to all lenders (I don't mind that), but I will be using the services of only one lender.

Once you have all the evidence gathered, submit the tenant to collections and maybe you'll get some of it back, but don't count on it.

Understand how bad that looks for YOU when they ask about the offer we’re submitting and we have no idea what they are talking about.

Here's a good video analysis of the bill I just found: 

For what it's worth, some ideas I've seen pitched are grocery bundles (e.g. a breakfast bundle for 2-4 people with eggs, bacon, bagels, cream cheese, and OJ all pre-stocked in the fridge), meal kits, a pre-stocked drink fridge, charcuterie boards, premium coffee selection, bike/e-bike/scooter/kayak/canoe rentals, video game consoles, upgraded work-from-home office amenities (e.g. oversized computer monitor), etc.I'm not a lawyer, but cocktail kits, bottles of wine, local craft beer, and other alcoholic items seem like they would fall into a grey area from liability perspective. 

Especially the ones in the mountains, she would go video the properties for us, which was very helpful to not have to drive out to get a feel for it.