My bank doesn't seem to know and they are just offering that I open up a separate account.  

Reach out to @Alyssa Holbrook as she has a property she is trying to do it on now.Thanks a lot @Jonathan GreeneI was reading the SLC docs and it seems that the restrictions for owner occupancy only applies to single family homes and duplexes are exempt.

Saving 100k a year comfortably can give you some good options...IMO paying off your mortgage seems to limit you more

With the interest rates this high, I can’t seem to find a property that cash flows.

It seems weird to post the exact same thing again.https://www.biggerpockets.com/forums/48/topics/1220392-what-...

Not as good as a separate metering, but its less cost and seems fair to me with little added effort for billing.

Price will be reduced to 1800 for the time being, which is competitive it seems with nearby properties based on the time of year.Fingers crossed!

Pretty straightforward, but I have seen houses where the renovation work approached those limits and building departments asked for more information from contractors regarding costs.

What seems to be the overall consensus on this question?

Given your focus on equity and scaling for future development, targeting properties where you can force appreciation through value add renovations seems like a natural fit.