I simply make what I consider to be safe investments as well as buy more assets.

Jason these problem can be visualized like these:a) Cheap Money regimeb) Expensive money regime (post 22) Then we do have always options for investment :a) liquid cash investmentsb) stock / bond portfolioc) Equity residential investmentd)Debt investment There's recent survey from Citigroup that showing a family office has different strategy when financial condition is moving from cheap money to expensive money regime, for example, during 2010-2022 cheap money regime, it's not difficult to be agressive in equity investment (such as buying rental) as spread is huge (6-8%) ; but during expensive money era, like someone also mentioned above, the spread is only 2-3% now.I can always generate 8-9% "almost safely" with public interval fund or BDC while equity is also offerig something like 8-9% IRR, so between debt investment and equity investment , is not big of spread.

Greetings BP family,I recently passed my SAFE Act exam and am ready to begin building my book of business as a mortgage loan officer / originator in Virginia!

Please feel free provide your thoughts and advise.Thanks in Advance Hey Ahamed, yeah, Roseville/Folsom areas have great schools, safe neighborhoods.

With that being said, I’m pretty good at talking myself out of business for the benefit of others and have done so for the last seven years when it comes to my turnkey company.So I might as well do it again.I know we all love real estate as it’s a safe haven.Real estate is an asset that you can touch, see and feel and it makes sense in so many ways.But for those that can swallow the swings of the stock market, it is my opinion that you should be investing in stocks right now, not necessarily real estate.

@Michael White is it safe to say you'll be building new?

In any of those 80+ episodes I teach you how to run numbers and make safe, conservative and accurate cash flow estimations on properties such as these.

It simply has to convey, within basic standards,  everything you're doing, safe and up to code.

Im looking at 7% however I think a better safe guard for me to have enough skin in the game is to move the sales price higher just in case he decides to pay off the loan earlier.

I do all I can to ensure the properties are as safe and well maintained as possible, however, we obtained mortgages in our names.