I'm currently exploring options for speeding up the process of securing business funding and building corporate credit.

Your compassion is wonderful.On the other hand, we all must still be adults and meet our obligations even when we are facing challenges. 

A challenge I have is  staying focused on the business while trying to balance life's obligations. 

The fact that Robert Kiyosaki’s principles led him to a recent corporate bankruptcy and that Dave Ramsey’s principles have led him to a net worth of over $200 million doesn’t factor into the equation for folks who do not include risk into their calculations.  

Unless someone is willing to take on unlimited liability, or you want to form an LLC or corporation to serve as the general partner, you may want to consider the LLC structure. 

The seller lacks an insurable interest other than their obligation to pay the loan. 

I was reading a book about corporations and the difference between LLCs and C corporations(for example).

It's crucial to note that this does not mean the buyer assumes the loan; the original loan terms and obligations remain with the seller, which includes the debt remaining in their name.The bank's involvement is minimal in the sense that the loan is not officially transferred.

Here is an excerpt: Standard of Practice 1-7 When acting as listing brokers, REALTORS® shall continue to submit to the seller/landlord all offers and counter-offers until closing or execution of a lease unless the seller/landlord has waived this obligation in writing.

The loan is issued to an individual or a disregarded single-member LLC, as opposed to loans issued to partnerships or corporations. 3.