(Either with the roofing company, a heloc, or a personal loan.)Either way you will probably be way ahead on interest saved unless you have a sub 6% interest rate.

It super easy you sign up to have a quick call and do a quick tutorial with a Rep and you receive a certificate that you give to the Banker/Loan officer.

The problem was, they only had enough money for a 3.5% down payment and an FHA loan.

Are there specific lenders or servicers that are more likely to call these loans?

@Jon Ankenbauer you won't be able to keep the land separate from any future construction loan.

I financed the deal with a conventional loan and bought down the rate from 7.75 to 6.25.

If you are willing to live in urban areas you may want to talk to a local bank in your market and see if they have any incentives or grant loans for certain areas.  

Name detection is via loan signatures.

I have two rental properties through the VA loan being military.

Quote from @Sri Reddy: We are a team who are venturing in to constructing a multifamily unit from groundup.We don't have any prior experience in construction and are looking for financing loan options.