Those are the hard working contractors you want to start with.

I'm a struggling startup owner that has accumulated 300k in credit card debt at an average APR of 21%.  I have two rental properties, both around 60% LTV.  Values are $700k and $265k.  Both occupied and cash flowing. ...

Quote from @Kevin Sobilo: @John Cooper, it sounds like a normal tenant and a difficult landlord.That is hardly a 'normal tenant' IMHO.

I think you just found out the hard part, which is to find the lower interest lenders.

I am looking to progress my real estate investing career in a responsible and timely way, and it has been hard to save money for my next property while paying this much for my current property.

Jenni, this post hit me hard—in the best way possible.

Yes, I know Vanguard’s recent-ish medium term projection for Large Cap Blend is 3-5%, but please; I don’t want to lose, in the weeds, this narrative momentum I’ve worked so hard for.

The benefit here is that I cannot get behind on taxes and if I fall on hard times and my buildings are empty, my rent payment is based on my income, so I guess that is attractive.

This ensures that when the borrower exits, the title company is aware of the JV agreement, further protecting the investor’s interests.I’m just blown away at how hard it is to find people to do this since it quite honestly is a solid deal with the ins-and-outs planned out already. 

The property should have more impact than credit for hard money, but if you have never used the company, you are probably looking at 14 pct and 2-3 points now.