These will keep your money "safe" as it is a savings account and won't fluctuate negatively with the market, and will give you a very small return so is slightly better than a traditional savings account.

I know there's a risk of saturation in the self-storage market and vacancy could increase quickly, but I don't see much difference between that and fluctuations in residential or commercial space.

Yes, the value of the property may take a temporary hit, but rent prices rarely fluctuate much, and even if rent tanks, you still have an extra stream of income.

Ultra high net worth investor that couldn't take anymore stock fluctuations.

This is definitely a home that families would want to vacation at but I am concerned about people traveling less due to covid and seasonal fluctuations in occupancy, paying the cleaning lady every time someone leaves, and the extra time I’ll have to put in to manage the property.

Does rental revenue not fluctuate as much as the home value?

@Cody Barna The heloc will give me 1.99% for the first six months and then it fluctuates above prime by 3.75.

Still, those predictions could be too rosy given COVID-19's fluctuating path and the uncertainty of vaccines and treatments that could affect how many businesses are able to revive.

There are specific neighborhoods within the market where fluctuations are evident, as well.

The idea of the amortization, the fluctuation of the interest rates, balloon payment, etc... is holding me back.