I feel its more ethical to have some sort of skin in the game.

Problem is, 10% down doesn't pay off our home equity loan.I tracked the buyer down and called him, and we sort of agree in principle on a deal, but the details are still fuzzy.

Problem is, 10% down doesn't pay off our home equity loan.I tracked the buyer down and called him, and we sort of agree in principle on a deal, but the details are still fuzzy.

I'm referring to the "Small Balance" Freddie Mac loans linked below:http://www.freddiemac.com/multifamily/product/pdf/small_balance_loan.pdfThey have a 9 month principle+interest liquidity requirement. 

Behaviors don't change until there is a consequence for that behaviorIts always a balance of ethically wanting to stick up for what's right and the cost of doing it.

This way I can carry on with an ethical and legal eviction if there was no rent payments. 

So you'll have to foot the bill.When the insurance cost is passed on to the borrower , if they don't pay is that amount just added the the principle of the note?  

If there is a steady appreciation as planned, then I can sell for a solid profit margin after some appreciation and chipping away at the principle with my option payments.

How it holds me back, is that when you hold a license, you are, or at least from a moral compass, should be held to a higher standard and follow the ethics of a real estate licensee. 

@Mackal Smith I agree with Thomas in principle.