In fact, trying to get people into homes that shouldn't be is doing a dis-service to everyone involved.I would suggest instead of trying to figure out a program to get people with bad credit into owning homes figure out a way to help them improve their credit so that they can qualify for a normal loan.My $0.02, stepping off the soap box now....

It takes all of 5 minutes with a gentle soap and garden hose.  

If you had white cabinets you could go with black in a honed finish to mimic soap stone.Cabinets - I have replaced cabinets once before.

They are the ones who told me she's still pretending to work for them and calling up the owners who work with Company A for their listings.This really makes an interesting real estate soap opera.

She died suddenly of an asthma attack on their 30th anniversary in 2012.At her death, the home was worth about $950,000.

FRP panels for walls in wet rooms, VCT for wet room floors, 1x4 screwed horizontally to studs & towel bar mounted to that, *no* soap dishes in showers, high gloss white paint for trim, *no* carpet, 

Soap needs to be refilled, toilet paper replaced, the refrigerator cleaned out, etc.

How early are you sending out renewal/anniversary (Mr.

Soap scum, hair, etc. builds up.

BORAX - (look in the laundry soap aisle)sprinkle it where the ants are walking, they'll carry it back to the nest/colony. it works as a 'drying agent' so they ALL just wither up and die...