I specialize In helping investors like yourself locate, and secure investment properties and provide a hands off experience along the way.

A minority of 401k providers will let you transfer the loan to a new provider, but I have yet to experience that option with any 401k I have had. 

I wrote an article that I think you'd find value in that will provide some answers to your question: https://www.straightupchicagoinvestor.com/blog/6-must-knows

Mortgage recasting is a great option for homeowners who:Have received a windfall, such as a bonus, inheritance, or proceeds from selling another property.Want to lower their monthly payments without extending their loan term or going through the hassle of refinancing.Are satisfied with their current interest rate and loan terms.How to Get StartedIf you’re considering mortgage recasting, here are the steps to take:Contact Your Lender: Ask if they offer mortgage recasting and confirm your loan’s eligibility.Determine the Lump Sum Amount: Decide how much you can afford to put toward your principal.Calculate Potential Savings: Use an online mortgage calculator or consult with your lender to estimate your new monthly payment and total savings.Submit the Request: Once you’ve made the lump sum payment, your lender will process the recasting and provide a new payment schedule.Final ThoughtsMortgage recasting can be a powerful tool for homeowners looking to reduce their monthly payments and save on interest without the cost and complexity of refinancing.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I do value her as a cleaner and she definitely goes the extra mile and are the eyes and ears on the ground for me.

IMO cash flow provides a way to mitigate the risk of unexpected expenses and loss of income due to vacancies.

If you can come up with an extra 1.5% and finance with a conventional loan you have none of those downsides, a lower monthly payment and PMI only until you hit 20% equity

If you need an insurance agent who can look into it for you and provide you with some quotes, reach out. 

Hey, if you get married you'll be able to shield an extra $250k in capital gains!!