They are your customer but that doesn't mean they can dictate how you run your business.

They’re your first line of defense in protecting your investment portfolio.

Marco,I'm extremely close with a RE attorney who got a template off the internet and then customized it. 

These both seem somewhat high though considering I’m not trying to build anything too fancy or custom.

I would advise against for residential customers, since those units are simple and have straight forward maintenance that can be covered in an annual “tune-up”.

That way regardless of 2-4 units you can add an ADU for you or as extra rent per month.Most of my customers tend to buy outside of CA but it is possible to buy in Cali if you are going to buy as a primary home.

- Broker may be trying to protect themself, so don't believe what they claim without proof.

This is a bit of a backward answer because I'd first get counsel on how best to set yourself up for liability protection then the accounts will follow. 

If you’re ever in doubt, you can ask for more information from the guest through Airbnb’s messaging platform, but never take the conversation off-platform.If you were doing a longer rental (like 30+ days), you'd want to have an off-market rental lease in place, but for anything on Airbnb, it's best to keep everything within their system for your own protection.

4) 401ks have unique creditor protections and probate avoidance.