Quote from @Jim Vasica: I would get some people out there to quote it..

Chances are they are paying others who are not as accommodating as you (amazing how people will make those car payments while jeopardizing their homes) - and it's time for them to move on to housing they can afford and to a tenant that does not require you to subsidize them.  

As those prices fluctuate, there is a builders somewhere putting his feet up waiting to see a market turn more active because the last thing he wants to do is start paying crews to build houses, that could drop in value while he's halfway through the build process and losing equity halfway into the project.

I live in a small town in eastern Arizona, about 7000 people, and we have a pretty serious shortage of rental properties.

From what I could tell, only 2 people worked there and if something happened over a weekend, you wouldn't get a response until Monday.  

FHA gets a bad rap because sellers and many agents think it's only for people who don't have the money so if I had 20 percent, but wanted to use FHA, I would present a proof of funds with my offer showing I have more money, but am using the FHA as a financial option so I can get an investment property as well somewhere else.

Seems like a lot of people are recommended them here. 

You can get foot traffic and people driving by.

Would appreciate any comment from people with experience. thanks. 

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