-Cash Back on debit card payments (THIS IS THE BEST)-Higher APY than is typical on checking accounts 

We have not disabled ours or converted to gas, but Tenant must sign a Fireplace Addendum stating if they use it, we require a higher renter's liability policy with us as additional insured, rules on wood, storage, use, safety, they pay for yearly professional cleaning each year they are there, etc.  

Can anyone recommend software which would accept monthly payments (from me to seller) and create proper 1099 forms for tax purposes at year end? 

If she doesn't pay the bill refuse her next rent payment and evict her. 

You can also add co-hosts to listings as well, which allows two accounts to access each listing, but not in the same ownership rights (for example co-hosts don't have access to payments). 

Use a 2nd position heloc to absorb your paycheck, once your paycheck is entirely paying off your heloc, then it is safe to advance $3000 or $5000 extra against your heloc to make a principle payment against your 1st position heloc.

A “contract to hold” binder payment equal to a month’s rent would also be collected at that time.

They also want a priority lien on the property.It sounds like you are looking for someone to fund your down payment, I would be looking for an equity partner over debt as nobody likes to lend money in insecure positions, especially when a borrower lacks skin in the game.How much are you planning to come in with yourself?

You can also send payments to credit card whenever you have spare money.

I used 7/1 arm provided by builder. its 5.25 with 30% down payment