So does anyone have any guidance and ideas or know any banks that do rehab loans were all the money including labor is upfront and then we pay a monthly?

Harder to qualify for cheap/free money as you collect more homes. 

Even the funding alone is easier since you now have a cash flowing property that can help you fund your seed money faster. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

The math for investing was pretty obvious to everybody that it would be hard to lose money by buying a home for 50% to 70% of the rebuild cost.

@Geoff Engel If you don't want to be a landlord but still want to be involved with investing you could be a private money lender for flips or in partnerships and bring the money to the deal.

Quote from @Pearse Cafiero: You want to borrow money to buy a house, but you don't have the downpayment.

I also don’t have a problem spending the money to fight for this.

The six month cd isn’t the point my understanding is that I can’t just take out the HELOC, I need to actually use the money for my plan to work and a short term CD seemed safe and reasonable 

An example of this would be mixing your personal money and LLC money in the same bank account.3.