You could put most of your funds in the stock market and access them when needed for a HML.

So they used the actual rented data of these companies to compare what rentals should go for in your market.

Even if the specific booking is not from Airbnb, the entitlement is permeating the market in general.I do like how pretty much all of the OTA's offer trip insurance. 

Educate yourself on how to handle marketing, screening, late rent, lease violations, etc.

I haven't stopped my marketing campaigns, and suddenly I have several potential deals coming at me at the same time. 

The market is ALWAYS changing but I know at this time, seasoned investors are getting 80% LTV on DSCR in the 6% range and 90% of PP/100% of renovation if total loan does not exceed 75% of ARV for FixNFlip loans. =)  

I am not sure if I should stay local to my market.

If you get greedy and put #3 in front of #1 or #2 you can get burned like any other market. 

These cities are the well known, sub 100k markets in the US.

Are you investing in your local market?