Workers compensation protects you from liability if the carpenters get injured while working on your property.

All of the above information changes what courts refer to as jurisdiction ....When it comes to suing a business in small claims court, you may sue any business that is organized (incorporated or established as an LLC) in your state.In addition, you may bring suit against any business–whether incorporated or not–if one of the following conditions is true: the business was responsible for injuring you or damaging your property in your state and you can find a way to serve your court papers on the business in your statethe business breaches a contract with you that was negotiated or was to be performed in your state and you can find a way to serve your court papers on the business in your statethe business has an office, warehouse, retail establishment, restaurant, or other physical facility here, even if that business is headquartered or organized elsewhere, orthe business does regular business in your state by selling products or services, employing a sales rep who calls on you personally or by phone to solicit business, sending you a catalog to solicit your business, or placing advertising in your state's media.The short story about suing out-of-state businesses.

If someone injures themselves and sues, they will be suing the LLC and not you personally.

This is a huge liability for us - we do not want kids being injured on our property.

You can file as an Injured Spouse that way they will not take your portion of what is owed.

Only those dying and hospitalized are being identified but surely they were injured months earlier with decreased lung capacity but just not to the level of hospitalizations.

Total pollution exclusion - many policies have this exclusion and it can become an issue if there are injures due to Carbon Monoxide.Premises liability coverage is important even though liability claims are more rare than property damage.

If they aren't insured and they get injured, you are toast.

This coverage will extend to the injured person to help offset their medical treatment bill.

A guest or visitor who is injured due to untreated snow or ice will likely sue both the property owner and the tenant.