There are tons of market distortions that have caused untold pains across many households for over 3 years now because of government screwups.

The number of foreclosures was down 0.5 percent from December and down 12 percent from a year earlier, when the foreclosure storm was raging.Ohio’s foreclosure rate was above the U.S. average and 10th highest in the nation last month, but the state was one of 15 to see drops in foreclosure filings.“The extensive foreclosure efforts on the part of lenders and government agencies appear to have impacted the January numbers – particularly the Fannie Mae and Freddie Mac moratorium on all foreclosure sales that was extended through the end of January,†RealtyTrac CEO James Saccacio said in a release.Around the nation, RealtyTrac recorded 275,399 filings, which equates to one for every 466 households.

Consider the following statistics:- Average number of people in american household: 2.6- Confidence level that there is a household with 2.6 people living in it: 0%

This represents the amount the company will pay if your belongings are lost or damaged while in its care.Interstate movers are required to offer two types of valuation coverage, Full Value Protection and Released Value Protection.It’s important to understand the difference between the two and you’ll find an explanation on the FMCSA’s website.Check your homeowners insurance policy to determine if your household items are protected under it during a move.If not, you may want to look into purchasing third-party liability insurance, especially if you’ll be moving high-value items.3.

@Max Householder thanks @JP P.

I realize the job market and demand is strong here in DFW but I'm concerned things may be overheated considering  property prices have increased by over 60% in the last 5 years or so yet median household wages in the area have pretty much stayed flat...it leads me to wonder how that's a sustainable trend once relocations taper off.

Upon graduation, you got a full-time position in the same industry.The fact that you've only been full time for a year probably isn't going to hurt your chances.But if you were an accountant one year, then a hairstylist the next, then you spent the last 2 years as a male stripper, you're probably going to run into some problems :-PIn general, your lender just wants to make sure that your household income is stable, and will be ongoing for period of at least three years.

If you e-file, you dont have to mail in a copy.Also next year look into freefile by IRS (the official link to use the software is below), which provides free online software (all web-based) at no cost to you and will e-file for free as long as your household income is 66k or lower.

They operate somewhat differently in that the household pretty much polices itself.  

Key Bank was pretty aggressive on HELOC's a couple years ago, in some cases going to 90% of value with a minimum household income.