.- for example, although SPY lost 28% their value in 202, but as total return, my portfolio is flat because my dividend income is offsetting the market gain losses.- what I am trying to say is that, if you are a "professional fund manager", you could create your set of portfolio that could beat the market , in this situation , the 401k is even less important.

It wasn’t a huge payday—$5,000—but what I gained from the experience was far more valuable than the check.It started when I got a lead from an older woman who owned a house in New Hampshire but lived in Maine.

Long term capital gain isn't bad. 

Sale of Property (10/2024):• Sale Price: $290,000• Net Profit: $220,000Capital Gains Calculation1.

It will not offset capital gains, rather offset the ordinary income.

Psychologically, we're more in distress with losses than we are in euphoria with gains.

This strategy has gained popularity because of its potential for building wealth through real estate.

A 30-year fixed rate offers peace of mind knowing your payments won’t change over time.The longer you hold the property, the more value you'll gain from the lower interest rate, so it’s ideal for a buy-and-hold strategy.3.

I'm in my gaining knowledge and setting up my foundation phase and currently focusing my efforts on wholesaling with a goal of moving to flips.Excited to learn and connect with you all!

This means the portion of the gain from that time is not eligible for the exclusion and will be taxed.