You would be surprised on how much costs/fees can fluctuate.

This can fluctuate based on experience, liquidity and credit worthiness.Many HML will also base their lending off the ARV.

As far as I am aware, there is not much fluctuation in this since it's set by Fannie/Freddie.Hope this helps a bit.

Most will fluctuate between 10-25% as a down payment 10-14% interest, and 1-4 points.

@William Pelton & @Josephine RameshOur crowd fluctuates and we are always looking to increase the size of our group so we can share more together.

The escrows will change, potentially every year, as your insurance rates fluctuate at renewal and your assessed value and/or tax rate changes.As mentioned, you need to review your docs and talk to your loan officer about what actually changed.  

Govans really fluctuates and based on price it sounds like you are somewhere between the 2nd and 3rd one. 

These economic realities leave many Inland Empire workers vulnerable to even minor fluctuations in housing costs.New Orleans’ Landmark Listed for Sale.

The cons are higher value fluctuations, fewer buyers of the notes on a secondary market, higher chance of default, and a smaller pool of buyers if you get the land back. 

It can fluctuate based upon market sentiment, market cycle, supply and demand, etc.