And for other reasons that makes it clear that we are the next intended victims of this group.

I'm looking at different strategies as well so I can fall back on if things aren't looking so good in the near future. 

That's a trap too many investors fall into!

Some real quick items here:VA Loans are for Primary HomesYou can use VA Loans for 1-4 unit properties (House Hacking)VA Loans have 0% downpayment (most of the time)You can have more than 1 VA loan (some people don't know that)VA Loans do carry a "funding fee" which is like a little "tax" to write the loan, but it is waived if you are a disabled veteran.VA Loans do not have PMI (and that's a huge benefit for us)VA Loans also have a very streamlined refinance feature (called a VA IRRRRL) which makes it super easy to refinance if rates were to fall (hopefully that will occur in the future)VA Loans can also be used by a surviving spouse.The VA may not give us the best health benefits but they can certainly get us into debt!

We create our destiny based on our actions and are not victims!" 

For instance, the Poconos have remained a popular option because of its year-round tourism draw, with skiing and lodging in the winter, hiking in the fall, and camping around lakes in the summer.As others have said, going into markets with one draw is risky.

I am going into Architecture this coming fall and lately have been thinking of getting a minor in either RED or construction management.

Are your 100 doors falling apart or are you getting ridiculously good appreciation?  

Golf carts kinda fall into that category of bikes, kayaks and boats.I did a quick search and there are plenty of insurers that offer golf cart liability insurance. https://www.insurance.com/other-insurance/golf-cart-insuranc...It seems to be pretty cheap.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.