Clear and constant communication regarding progress and deadlines is important with contractors, they're often overwhelmed dealing with a ton of moving parts and trying to juggle more than one customers expectations. 

Sorry for the noobie questions I tried using google for most and I just want unbiased answers instead of people trying to make me a customer.

My point was you can customize Quickbooks (or Quicken if you go that route) to track you personal stuff and rental property / business stuff.  

The customer doesn't care if you did everything right except you forgot the steering wheel.

And the only reason people are doing that is because the fear mongering the agents were starting, telling one customer to another and the train just keeps going. 

Here is what the law states:Under the ACH rules, the customer's bank is obliged to refund the debits without question, as long as the request was received within 60 days from the NACHA transaction date

Let's look at MSA median incomes, because reality is when "investing" in a MSA Real Estate, well, revenue and profitability will be DIRECTLY dictated by your customer bases ability to pay, right. 

If the fact pattern was different and after you went under contract you created value through a variance, permitting or other means then you have a different story to tell and some lenders will treat the imputed equity as your cash consideration.

They don't have customer service number to call.

I'm handing out my business card to customers while I'm driving them around, but so far, I haven't received any leads from that.