I get that title insurance e saved you once but really I should be thanking them , no I think they have made themselves into this role where they want everyone to believe nothing can be done without them and the time they take, it takes them 2 days to walk a piece of paper across a room.As fir the lady she should be helping her clients the people who pay for thier services to resolve these type issues not act like she's the great almighty God of real-estate transactions who no sale can happen without her blessing. 

I'm not familiar with the intricacies of section 8, but have you gone and done a walk through of the unit and cross referenced the lease agreement? 

I would recommend them for Ground Up or Fix & Flip transactions!

Negotiate with the Seller: Depending on the market and the seller's flexibility, you might be able to negotiate a lower EMD or even delay the deposit until a later stage in the transaction.

You can also get a lot of information from YouTube, but be careful to cross-check their information.

We cross collateralize with the same bank and don’t chase rates.  

We use cross collateralization and have sold locations for financing.  

Then you may be crossing into the abuse territory.

Too bad we wont cross paths at BPCon2023 but hope your Atlanta trip goes fantastic. 

My company does over 30 DSCR loan transactions a month, so I definitely have a lot of experience with that program.Mid term rentals can be tough, but they can be done.LTR (long term rent) is easier for DSCR, that would be a traditional 1 year lease tenant.I'm very familiar with the OH state market, if you have properties in mind you want to purchase, they most likely will qualify for LTR so you can do a DSCR with 20% down.