Only ResiClub readers were invited to participate”To me this is like asking people at a political party convention what their opinion is on their candidate.

I haven't done a conventional loan for decades, so someone else can chime in.

There are relatively new conventional loan programs that  allow as little as 5% down payment  on the purchase of an owner occupied  1-4 unit property so hopefully this helps conserve  your capital 

I have done research into this loan and it seems like a good loan for me even though it seems like these loans typically have higher interest rates than a conventional loan.

$xx using a Conventional loanb.

I recommend starting of with a VA or Conventional 5% down loan and house-hacking a duplex, triplex, or 4-unit. 

Seems like you are starting to question the conventional wisdom. 

Despite going through this stressful process, I'm planning on refinancing out of my current FHA loan into a conventional loan so that I can repeat the process with another FHA 203k loan because it is a great house hacking tool.  

Additionally, depending on how you plan on purchasing - most conventional lenders won't underwrite a purchase in the name of an LLC that has no income/history. 1.

The hard money loan is only there for about a month so you can refinance it with your new conventional mortgage loan.