They have a tendency to view the military model as too rigid and non-conforming to their specific needs.

These are non-conforming units and we've been receiving conflicting information from both contractors, local realtors/other owners as well as the zoning office.

If it's not permitted or non-conforming, work with the city to fix it and make everything legal.

As in, the second house is too close to the lot boundary and, therefore, in the eyes of the appraiser, had no value to the note holder.As I understand it, the non-conforming house was grandfathered into city zoning (built in the 40s) but doesn’t meet new zoning laws.

:)The property was built in 1910, on a 6154 lot, and is technically a triplex totaling 2641sqft, and has a “non-conforming” detached garage that was converted to a 1br/1ba apartment, with an additional 413sqf as well as an empty oversized one car detached garage.

This is purely a matter of conforming to someone’s belief.

Any lender who writes conforming loans should be able to handle these.The downside is that rehab investment $ will be parked as equity until you do a seasoned CO-refi, non-conforming CO-refi, or sell.

You are requesting a variance to be able to have a non-conforming property within a 2-family zone.

now residental owner occ we see that all the time.. and maybe on 1 to 4 conforming loans.. but not commercial loans from a commercial bank.. at least in my limited experience. 

I guess it’s time to get creative...We’d like to buy into equity using commercial lending vs conformative.