So many buyers' agents scrambling to show, place offers, and lose out even with strong offers, just a total waste of time with no paycheck for all the many who didn't win the bid. 

I don't mean to rain on your parade but I just want to paint a realistic picture - you can make money and lose money in RE.

For tax purposes, you are better off if you do NOT exceed the larger ofa. 14 days of personal use per yearb. 10% of the days it is rented as an STR (example: if it's rented for 300 days, you have 30 days of personal use before you lose tax benefits) 

yup if they are anything like Remington then not good.. and 95% chance this borrower will lose their 10k.the subject of the American greed episode on Remington was a lady who bought an island in Clear lake northern CA..

They will continue to demand more and threaten more.I'm in a slow eviction city as well, so I understand the fear of losing money for a long period.

But don’t lose hope—there are lenders out there who specialize in working with investors and understand the nuances of rental income.

They are losing $2,000 month which is $96k over 4 years and that does not include repairs or PM fees etc.

While losing the 2.5% interest rate is tough, prioritizing a business structure that supports long-term growth might outweigh that loss.

I ended up owning about 220 houses personally LOL.. and losing about 5 to 7 million in cash..

I did look at the market rates over there and they are both paying about 300$ below market rate and so far we haven't increased it because the properties are located in a very small town so we don't want to lose the them as tenants.