@Paul Wurster, sorry for such a delayed reply and yes, I agree with you. 

@Nathan Gesner Thank you for your reply!

@Jasmine Delves thank you so much for your reply.

Thank you for the reply ! 

Thank you for the reply and feedback, Jay. 

To the contrary in my experience sellers reply to such demands as you've shared has been "tell them to kick rocks". 

Quote from @Mitesh Patel: @Melanie P. thank you for replying.

@Jay Hurst thanks for replying

Thanks so much-I am enjoying reading through all of this-I appreciate the reply-very helpful- Hi Angelique - what its describing is typically described as a "hard money loan" or "bridge loan" and the 30-year fixed option with no prepayment loan would be an alternative type of "DSCR" loan (DSCR loans often have prepayment penalties but can sometimes be flexible and have no prepayment penalty) 

RandyThank you for considering reply, Randy!