I spent a few weeks downloading and compiling Census Bureau data into a giant spreadsheet.

Hard Money LendersInvestmark Mortgage - https://www.investmarkmortgage.com/ – Paul Starnes  – Can do San AntonioCJC Lending – Bryan Batson Longhorn Investments – Adam Williams - https://www.longhorninvestments.com/Emerald Dolphin Enterprises - https://emeralddolphinenterprises.com/ – Taylor Weakley Also, there is a Texas forum if you ever want to post there. 

Census Bureau - Quarterly Residential Vacancies and Homeownership statistics The bottom line is though, you will always have a pool of renters to rent to.  

Went with NCJUA through Farm Bureau and it was $1200, I’d check them out

@Nathan Realph, that's the million-dollar question, and I think most people get it wrong.Most people will say population growth -- and that's wrong.I analyzed American Community Survey data from the Census Bureau from 2005 through 2017, the first and most years of annual data.

That's right, I'm looking at you Census Bureau.

and remains higher than at any time since the Bureau of Labor Statistics records began in 1948.

Welcome @DJ Cespedes What is it that each of you are bringing to the enterprise?

Pick an automation solution that is federated (meaning not an all in one solution yet integrated across resources that you will need), scalable to grow as your enterprise needs grows, simple enough to use as a startup yet teachable to your team members as they onboard and assist your growth and most important minus the fluff which can be confusing and expensive from the beginning as most of the features you won’t even use in your day to day operations.

The only way you are going to get accurate principle balance or mortgage lates is if you have credit bureau data license, and even then the credit bureaus do not like associating actual balances/payment histories to lead data.