What you are describing is more accurately described as "instrumental value" or "final value".

I’m trying to get a good understanding of the use of these instruments so don’t be afraid to post your comments, positive or negative, you won’t hurt my feelings.Thanks for all your help; I look forward for your responses.

The pod-cast has been instrumental in my growth as a real estate tycoon (future).

This looks good on paper, but of course I may turn out to be grossly unsuited for this kind of work.

The mortgage (or, as here in CO, deed of trust) is the instrument than the grantor (borrower) gives to the grantee (lender) to give the lender a security interest in the property.

His deals aren't about volume , they are about maximum profit.He has been instrumental in my growth as an investor by:1) Developing skills in a profitable niche2) Adopting the discipline & approach to do fewer deals3) Cherry pick deals with considerable margins.The choice of selling Ford Fiesta's or Bentley's.And please don't interpret that as only dealing with multi-million dollar properties.

Loans are not simple instruments by nature.

These are licensed and registered people and firms.According to the SEC and FINRA a "broker" is any person engaged in the business of effecting transactions in securities for the account of others.Events or actions such as helping a company sell shares to raise capital, engaging in other activities like participating in presentations and negotiations, making recommendations to investors concerning securities, receiving transaction-based compensation (i.e. commissions or finder’s fees), and continuing or regular involvement in sales of securities are evidence of activities rendering a person a broker.The term ‘‘security’’ means any note, stock, treasury stock, security future, security-based swap, bond, debenture, evidence of indebtedness, certificate of interest or participation in any profit-sharing agreement, collateral-trust certificate, preorganization certificate or subscription, transferable share, investment contract, voting-trust certificate, certificate of deposit for a security, fractional undivided interest in oil, gas, or other mineral rights, any put, call, straddle, option, or privilege on any security, certificate of deposit, or group or index of securities (including any interest therein or based on the value thereof), or any put, call, straddle, option, or privilege entered into on a national securities exchange relating to foreign currency, or, in general, any interest or instrument commonly known as a ‘‘security’’, or any certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase, any of the foregoing.Finders can avoid registering as a broker by limiting their activities to:Introducing prospective investors to a company without engaging in negotiations.Not recommending the company’s securities to prospective investors.Basing their compensation on a flat fee that is not contingent on the closing of a securities sale.You can find most of this on line on the SEC website.

In that instance, it is its own instrument subject to recording fees.

Land contracts (or contract for deed, same instrument), are fairly common in these campgrounds as a method of finance since the lots are usually smaller sale prices and it is tough to get financing from a third party for them. 3.