There is also opportunity in Westerville and Gahanna for a B blended approach. 

You have to look at what your blended rate is when adding in the points.

It also varies depending on WHICH number you are getting-- FICO, or one of the "blended" numbers.

Getting a whole new cash out with a higher rate instead of the blended rate of current mortgage plus HELOC rate  does not make sense, even if rates are supposed to drop in 2 to 3 years.

I'm aiming for a blend of cash flow investing, and looking for wedge deals. 

My idea is to buy a 2nd primary fixer with some meat on the bones, have my family move in with me. and rent out our current primary sfh since our current mortgage is low and similar well exact homes rents for about 1k over our current mortgage.since rates are up im looking at it from a blend perspective. @2.75 current and looking at a 6.5 for 2nd sfh I feel this would be the best bet.

Look at internal rate of return that blends cash flow and appreciation.

Filler is fine...there are products that are made specifically for concrete and will blend in to look ( a little) like concrete.

As you're talking to hundreds of people, many items will start to blend together and you can easily end up with "deal merge." 

I can put together a nice deal with an investment grade tenant and originally planned to do a blend and extend on, but now am thinking I might assign it or do a double closing.Also, any recommendations for good attorneys would be appreciated.Thank you!