I used F&M Bank there in the same town to give me the full purchase price of 325k.

My concern with a house is finding the balance between acquisition price and appeal in a beach town. 

What town or area is it in?

The Midwest market would start with the better cash flow, but San Diego’s cash flow would catch the cheap Midwest town a few year in and by year 25 would be crushing the Midwest purchase.  

We are currently looking at purchasing a small condo for a recent development called Caribbean Town https://hkgrealestatearuba.com/caribbean-town/.We are gathering a lot of information to see if the numbers work in our favor.

I have houses in a small Texas town, and they cash flow nicely.  

(there was no issues with the roof) I decided to just switch carriers and used a local insurance broker in town.  

There was recently a $224K assessment per condo in Aventura (one town over from Hallandale)!

An Architect can look out for your best interest in the project plus can bring all the Engineers necessary for the build (Civil, Structural, MEP, Sprinkler/Fire suppression, etc.)As far as the build itself, if it's in an established city or town on a tax lot, then you'll need to go through the design and permitting process, gain zoning approval if necessary, and then build up from there.

What towns are popular and attract guests?