It is true, even after all this work, you only make what you keep (and the QC government is not soft on taxes).

That should give you a fair idea of how soft the market is right now.

Less and less panic buying of toilet paper and paper towels at the grocery store. 2nd or even 3rd round of stimulus checks coming.

That isn’t going to line up to well with what I have now so that may not be an option but I do think a low down payment conventional loan may be the route so thanks for bringing that up.

The only thing I might do next time is bring a bottle of hand soap and paper towels and ask them to wash their hands upon entering.

I would go 75% if the market gets really soft and cash flow is really highReserves for GP: Was at 9-12 months, now at 12-18 monthsReturn criteria (Pref, IRR, Eq Multiple): Same minimums 7 pref, 14% IRR to investors. 1.8xGP Fees: No change hereGP Skin in the game: No debate in my mind.

As they say in the old country: "If you have a soft heart, you'd better have a hard arse."

Have you noticed if you need to sparingly/limit toilet paper and paper towels for guests. 

I see the typical fee listed, must be a high interest rate.They do pull credit (soft pull) so you have to qualify for the loan.People making good money doing short term rentals should be putting back reserves to weather a couple months with reduced or no income.

So these are stupid soft measures.