Prior to anyone submitting an application ensure you share your rental criteria clearly ( i.e. credit score, your preference on acceptance of rental collections, evictions, felonies, misdemeanors, pets etc. ) as well as sharing any additional charges ( i.e. monthly pet rent, pet deposit(s), security deposits, admin fees etc. ) people unqualified will usually "walk" as this stage and that is where you will save time. 3.

It is incredibly inconsiderate.

Tax Deeds are complex deals but once you fully understand the process you find incredible deals. 

Now I’m down to only 1 rental, $200k HELOC on my primary, 800+ credit score, and a high income job. 

But to start charging these incredibly high monthly fees if no money has been made on my end makes it almost impossible to keep up with those charges.

Simply tell the lender you are getting a  quote from what your middle score is.

The background check was clean, he had a good score and great income.

This is absolutely incredible.

Analysis is incredibly important. 

Any tips on making that process more efficient would be incredibly helpful.