What I can say though is that tying into hollow brick shouldn't be a problem. As

"The way that you've worded your question makes me wonder whether you're really suited to being in the rental property business."....and this is exactly the problem. As

Originally posted by "propertythief":You need to focus on marketing & searching for motivated sellers (someone that is behind on payments, needs to relocate fast, bought a new house and can't sell the other one), etc...and THEN see if taking over their payments solves their problem. A

I realize it's not my problem as landlord (unless they stop paying rent), but how have other tenants resolved this sort of situation.  

I reiterate to them over and over than I want them to call me if there is any problem. As

I made a calculation below, maybe i did something wrong and you can save me a few euros :)So fully in the process, contacting financial guys and makkelaars (brokers), and designing a excel model to capture the finances and knowledge I am picking up along the way :)The problem as mentioned: Mortgage 250k , Balance on mortgage 234K, Rental value of property 255 x 0.9 = 227kMoney needed to reach rental value = 234 - 227 = 7kMoney needed for 25% deposit = 227k x 0.25 = 56kOverall extra buying costs = 10KTotal 7+56+10 = 76K to refinance one house.

I am having the same problem as you, just in the opposite market.  

Same problem as everywhere else though...lack of inventory + heavy investor presence.If you like that area, check out Rowlette.  

That's a seller financing problem. A

At that point it seems like it would be sold or terminated and if terminated my problem as a lender has been cured.The Option Price paid is also a consideration as to any interest established and the terms of returning any funds in the event the conditions were not kept.I'll yield to thers for the forum discussion.